Pakistan's #1 Online Gaming Platform

Welcome to 98apk — The Ultimate Online Casino & Sports Betting Experience in Pakistan

From live PSL cricket betting to real-money slots, live dealer tables, and massive jackpots — 98apk brings the full VIP casino experience straight to your screen. Safe, fast, and built for Pakistani players.

500K+ Active Players
1,200+ Games Available
Rs 50Cr+ Paid Out Monthly
24/7 Live Support
98apk

Explore Game Categories

From cricket betting to live dealer tables — find your game at 98apk

🏏 Cricket Betting
⚽ Sportsbook
🎰 Slots
🃏 Live Dealer
🎱 Lottery
♠️ Poker
🎲 Table Games
🚀 Crash Games
98apk

How to Get Started on 98apk

Four simple steps from sign-up to your first winning bet

1

Create Your Account

Visit 98apk and fill in your basic details — name, email, and a strong password. Takes under 60 seconds. You must be 21+ to register.

2

Login to Your Dashboard

Log into your personal 98apk dashboard where all your games, bonuses, and account settings are just one click away.

3

Deposit via JazzCash or EasyPaisa

Top up your balance instantly using JazzCash, EasyPaisa, HBL bank transfer, or USDT. Minimum deposit is just PKR 100.

4

Place Your First Bet

Head to cricket betting, pick your favourite PSL match or slot game, and start playing. Your winnings are credited instantly.

Ready to Win Big on 98apk?

Join half a million Pakistani players already betting, spinning, and cashing out every day.

Login & Start Playing

Recent Big Wins & Jackpots

Real players, real winnings — fresh from the 98apk leaderboard

PKR 1,85,00,000

🏆 J*** from Karachi

Mega Fortune Slots
PKR 72,50,000

🏆 A*** from Lahore

PSL Cricket Accumulator
PKR 41,20,000

🏆 M*** from Faisalabad

Live Baccarat Table
PKR 29,80,000

🏆 R*** from Islamabad

Captain Fisher Bonus Round
PKR 18,40,000

🏆 S*** from Rawalpindi

Crash Game — 47x Multiplier
Explore All Games
98apk

98apk VIP Program — Climb the Tiers

The more you play, the more you earn. Every rupee wagered moves you closer to Royal status.

🥉
Bronze
Monthly turnover: PKR 10,000+
  • 0.2% cashback on weekly losses
  • Access to member-only promotions
  • Standard withdrawal processing
  • Priority email support
🥈
Silver
Monthly turnover: PKR 50,000+
  • 0.4% weekly cashback
  • Birthday bonus (up to PKR 2,000)
  • Faster withdrawal queue
  • Live chat support access
🥇
Gold
Monthly turnover: PKR 2,00,000+
  • 0.6% cashback on all losses
  • Dedicated live chat lane
  • Monthly reload bonus (PKR 5,000)
  • Same-day withdrawal processing
💎
Platinum
Monthly turnover: PKR 5,00,000+
  • 0.8% premium cashback
  • VIP-only monthly tournaments
  • Exclusive monthly bonus (PKR 15,000)
  • 2-hour withdrawal guarantee
💠
Diamond
Monthly turnover: PKR 15,00,000+
  • 1.2% top-tier cashback
  • Personal account manager
  • Exclusive events & invitations
  • Instant withdrawal anytime
👑
Royal Black Diamond
Invitation-only ultra-VIP
  • Fully negotiated cashback rate
  • Bespoke bonuses & gifts
  • Direct CEO-level relationship manager
  • Exclusive real-world event access

Instant Deposit with JazzCash & EasyPaisa

70% of Pakistani players use e-wallets to fund their accounts — we make it effortless

JazzCash

Pakistan's largest e-wallet. Perfect for quick top-ups from your Jazz mobile number.

Instant PKR 100 – 1,00,000 3 Easy Steps Free
EasyPaisa

Orange-powered e-wallet from Telenor. Widely available across all cities including smaller towns.

Instant PKR 100 – 1,00,000 3 Easy Steps Free
Bank Transfer

HBL, UBL, Meezan Bank, Allied Bank and more. Best for larger deposits from your regular bank account.

15–30 Min PKR 500 – 5,00,000 Raast / 1LINK
Retail Cash Deposit

Walk into any JazzCash or EasyPaisa retail outlet and deposit over the counter — no smartphone required.

5–10 Min PKR 200 – 50,000 OTC
Also Supported: Raast (instant interbank), 1LINK, SadaPay, GrabPay, USDT TRC20 / BEP20 crypto — processing 15–30 min for crypto, instant for SadaPay.
98apk

Detailed Payment Methods Guide

Everything you need to know about depositing at 98apk — step by step

JazzCash
Best for: unbanked players, quick top-ups
  • Open JazzCash app and tap Send Money
  • Enter the 98apk deposit number and amount
  • Confirm with your JazzCash PIN
  • Paste transaction ID in 98apk deposit form
Instant PKR 100 – 1,00,000 Free
EasyPaisa
Best for: Telenor users, wide retail coverage
  • Login to EasyPaisa app or dial *786#
  • Select Money Transfer and enter 98apk account
  • Input deposit amount and confirm with MPIN
  • Save confirmation SMS and enter transaction ID
Instant PKR 100 – 1,00,000 Free
HBL / UBL / Allied Bank
Best for: larger amounts, banked players
  • Login to your bank's app or internet banking
  • Add 98apk as a beneficiary via IBAN or account number
  • Transfer your desired amount via Raast or IBFT
  • Screenshot the receipt and submit in the deposit form
5–15 Min PKR 500 – 5,00,000 Free
Retail Cash (OTC)
Best for: no smartphone or internet access
  • Visit any authorised JazzCash / EasyPaisa shop
  • Provide the 98apk deposit mobile number to agent
  • Hand over cash — agent processes the transfer
  • Collect printed slip and enter ID on 98apk
5–10 Min PKR 200 – 50,000 Small Agent Fee
USDT TRC20
Best for: crypto-savvy players, large transfers
  • Copy 98apk's TRC20 wallet address from deposit page
  • Open your USDT wallet (Binance, Trust Wallet, etc.)
  • Send USDT on TRC20 network — double check network!
  • Paste transaction hash in the deposit form
15–30 Min Min $5 USDT Network Fee Only
SadaPay
Best for: digital-first players, instant Raast
  • Open SadaPay and tap Send via Raast ID or IBAN
  • Enter the 98apk Raast ID and deposit amount
  • Confirm the payment with biometric or PIN
  • Funds appear in 98apk wallet almost immediately
Instant PKR 100 – 2,00,000 Free
98apk

Step-by-Step Withdrawal Guide

Getting your winnings out is just as easy as putting money in

1
Login and Access the Withdraw Section

Log into your 98apk account and navigate to the Wallet or Cashier section. Click on "Withdraw" to begin the process.

2
Choose Your Payout Method

Select from JazzCash, EasyPaisa, bank transfer (HBL/UBL/Meezan), or USDT TRC20. Make sure the account details match your registered profile to avoid delays.

3
Enter Amount and Verify Recipient Info

Type in the amount you wish to withdraw. Double-check your e-wallet number or bank account number before confirming — errors cause delays that support will need to manually resolve.

4
Complete KYC if Not Yet Verified

First-time withdrawals require identity verification. Upload a clear photo of your CNIC (front and back). KYC is usually approved within 1–2 hours during business hours.

5
Wait for Processing

JazzCash and EasyPaisa withdrawals typically arrive in 5–30 minutes. Bank transfers take 30 minutes to a few hours depending on the bank. Crypto (USDT) takes 15–45 minutes. Gold and Diamond VIP members enjoy priority processing.

6
Receive Confirmation

You will receive an in-app notification and SMS once your withdrawal is processed. Keep the reference number handy in case you need to follow up.

Important Requirements
  • KYC must be fully verified before your first withdrawal
  • Wagering requirements on any active bonus must be met in full
  • Withdrawal amount must not exceed your applicable daily/monthly limits
  • Your account must be in good standing with no pending disputes
Slow Withdrawal?

If your withdrawal is taking longer than expected, contact 98apk's 24/7 live support with your transaction reference number. Most delays are resolved within 30 minutes.

Bonus Terms Explained

Plain-English breakdowns of the jargon you'll see on every bonus offer

Wagering / Rollover Requirement

This is the number of times you must bet the bonus amount before you can withdraw any winnings from it. For example, a PKR 1,000 bonus with a 15x rollover means you need to place bets totalling PKR 15,000 before cashing out. Lower rollover (x10 or below) is generally player-friendly; anything above x30 is worth reading carefully.

Maximum Bet During Bonus

While using bonus funds, most platforms cap your single bet at PKR 250–500 per round. Placing larger bets while a bonus is active can result in winnings being voided. Always check the maximum bet clause before spinning — it applies to slots, live tables, and sportsbook alike.

Game Contribution Rate

Not every game contributes equally toward clearing your rollover. Slots typically count 100% — so every PKR 100 wagered on slots clears PKR 100 of rollover. Table games like blackjack or baccarat often count only 10–20%. Check the game contribution table in T&C before choosing where to play.

Bonus Expiry Window

Bonuses don't last forever. Most offers at 98apk carry a 7-day, 14-day, or 30-day expiry. If you don't complete the rollover within that window, both the bonus and any associated winnings are forfeited. Set a reminder as soon as you claim a bonus so you're not caught out.

Sticky vs. Non-Sticky Bonus

A sticky bonus stays in your account as wagering credit but can never be withdrawn — only the winnings generated from it can be cashed out. A non-sticky bonus is deducted from your balance when you request a withdrawal, but your real-money balance is returned. Non-sticky is almost always more player-friendly.

Maximum Cash-Out Limit

Some bonuses cap the total amount you can withdraw from bonus-derived winnings — for example, "maximum cash-out: 5x the bonus amount." On a PKR 2,000 bonus with a 5x cap, the most you can withdraw from that bonus is PKR 10,000, regardless of how much you actually won. Always note this figure before playing big.

Free Spins Wagering

Free spins winnings are usually credited as bonus cash subject to their own rollover — typically x20 to x40. For example, if you win PKR 500 from free spins with a x20 rollover, you'll need to wager PKR 10,000 on eligible slots before that PKR 500 becomes withdrawable real cash.

Practical Advice

Always read the full Terms & Conditions before claiming any bonus at 98apk or any other platform. If something is unclear, ask support before opting in — it's much easier to clarify upfront than dispute afterwards.

98apk

Membership Plans at 98apk

Pick the level that fits your play style — upgrade anytime

🎮

Starter

Free
No deposit required to register
  • Access to all free demo games
  • Welcome bonus on first deposit
  • JazzCash & EasyPaisa deposits
  • 24/7 live chat support
  • Standard withdrawal times
Get Started
Most Popular
🏆

VIP Gold

PKR 2L+
Monthly turnover to qualify
  • 0.6% weekly cashback on losses
  • Dedicated live chat support lane
  • Monthly reload bonus (PKR 5,000)
  • Same-day withdrawal processing
  • VIP game access & higher bet limits
Explore Casino
💎

Diamond Elite

PKR 15L+
Monthly turnover to qualify
  • 1.2% top cashback on all losses
  • Personal account manager
  • Instant withdrawals, no queue
  • Exclusive events & real-world perks
  • Bespoke monthly bonus package
Login to Upgrade

Your Next Big Win is One Spin Away

Hundreds of Pakistani players cash out every hour. Don't miss your turn — 98apk is live 24/7.

Go to 98apk Casino

What Pakistani Players Are Saying

Real feedback from real members across Pakistan

★★★★★

"Maine pehli baar 98apk try kiya aur JazzCash se deposit karna itna aasaan tha — literally 2 minutes m ein balance aa gaya. PSL match par bet lagaya aur same day withdrawal mili. Solid platform."

Asad K.
Karachi, Sindh
★★★★★

"I've tried three different online casinos but 98apk is the only one where withdrawals actually come on time. EasyPaisa withdrawal hit my account in under 15 minutes. The live dealer tables are smooth and the odds on cricket are genuinely competitive."

Bilal R.
Lahore, Punjab
★★★★☆

"VIP Gold tier perks are real — I got my monthly reload bonus on time and the dedicated chat support sorted my KYC in less than an hour. The slot variety is massive. Would give 5 stars but mobile app could use a small UI update."

Hira M.
Faisalabad, Punjab
★★★★★

"Cricket betting on 98apk during PSL season is next level. Live in-play odds update quickly and cashing out early is seamless. Deposited via HBL bank transfer and it reflected within 10 minutes. Highly recommend for serious bettors."

Usman T.
Islamabad, ICT
★★★★★

"Reached Platinum tier in two months and the perks are genuinely worth it. VIP-only tournaments have bigger prize pools and the personal manager helped me get a custom bonus. 98apk treats high-volume players with real respect."

Zara F.
Rawalpindi, Punjab
★★★★☆

"Slots selection at 98apk is one of the best I've seen — over a thousand titles and they add new ones every week. Captain Fisher bonus rounds are particularly fun. JazzCash deposits are instant every time. Support team is helpful and responds fast."

Kamran A.
Multan, Punjab
98apk

Why 98apk is Pakistan's Top Choice

Built from the ground up for Pakistani players — speed, trust, and variety

Instant Deposits

JazzCash and EasyPaisa deposits hit your 98apk wallet in seconds — no waiting, no friction.

Bank-Grade Security

256-bit SSL encryption and two-factor authentication keep your account and funds safe at all times.

Competitive Cricket Odds

Live PSL, international T20, and Test match odds that rival the best global sportsbooks — updated in real time.

24/7 Support

Round-the-clock live chat, WhatsApp support, and a dedicated VIP line for Gold tier and above.

1,200+ Games

Slots, live dealer, poker, crash games, lottery and more — all in one platform with new titles added weekly.

Mobile-First Design

Optimised for Android and iOS — play any game, deposit, or withdraw from anywhere across Pakistan.

High RTP Slots

Our curated slot library focuses on provably fair games with transparent return-to-player rates above industry average.

Real VIP Rewards

Six-tier loyalty programme with real cashback, dedicated managers, and exclusive events — not just empty badge collecting.

98apk
Your Privacy Matters at 98apk

98apk collects only the data necessary to operate your account securely. We never sell personal information to third parties. All data is encrypted and stored in compliance with international data protection standards. For full details, read our Privacy Policy.

21+ Only. Gambling is for adults aged 21 and over. Please play responsibly. If you feel gambling is affecting your life, visit our Responsible Gaming page.